jobctl

Anti-Financial Crime Analyst - Dutch & German Speaker

Qonto - Amsterdam, Netherlands - original posting ->
Status
Open
Remote policy
Hybrid
Employment type
Full-time
Salary
Not stated
Categories
Finance, Legal, Risk & Compliance, People & Strat, Risk & Compliance
Tech
hybriddata
Source
qonto
First observed
2026-10-13 13:10 UTC
Last seen
2026-11-06 18:54 UTC
Source claims posted
2026-11-06 16:43 UTC
Consecutive misses
0 of 3

What the posting says

Join us as an Anti-Financial Crime Analyst (DE) in our Amsterdam office to investigate and report suspicious activities, ensuring Qonto's compliance with German AML/CFT regulations. You'll join our Anti-Financial Crime team and work closely with Ludmila Moroniewicz, our Lead Anti-Financial Crime Germany & CDD, to protect our growing German client base from financial crime risks.

➡️ What you'll do

Investigate and report: Perform enhanced investigations on suspicious client activities and issue Suspicious Transaction Reports (STR) to the German FIU when necessary.

Ensure reporting quality: Detect and describe patterns on investigated accounts to ensure regulatory reports meet the highest standards.

Handle team escalations: Investigate cases escalated by the transaction monitoring team, assess risk, and recommend next steps.

Strengthen the AFC framework: Contribute to improving investigation processes and documentation standards as Qonto's German operations scale.

➡️ What we're looking for

AML/Financial Crime experience: You have first experience in AML, Financial Crime, or Compliance — ideally in fintech or banking. You've handled real cases, not just studied the theory.

Analytical rigor: You have a logical mind and can analyze complex datasets, spot errors, and build well-reasoned investigation conclusions.

Quality and throughput: You deliver high-quality work while managing multiple cases in parallel — you know how to prioritise without cutting corners.

Language proficiency: Fluency in English, Dutch and German is required for this role.

➡️ What we can offer you

Real investigative work: You'll handle STRs, enhanced due diligence, and escalation reviews — not back-office monitoring. The cases are complex and the stakes are real.

A market you'll help build: Qonto's German AFC processes were built from scratch. You'll contribute to an operation that's still being shaped, not just maintained.

Investigative culture: The team values logical thinking and curiosity — understanding the why behind a transaction matters more than ticking a checklist.

➡️ Your future manager

Your manager will be Ludmila Moroniewicz, our Lead Anti-Financial Crime Germany & CDD.

Her path? 9 years in Money Laundering prevention in fintech — from KYC/KYB roles to AFC Lead, reporting directly to the MLRO of Qonto's German branch. She contributed to launching Qonto's operations in Germany and built the Financial Crime processes for the German market from scratch. Her Global CDD Expert role gave her an overview of KYC/KYB processes across all Qonto markets.

What does she bring to the team? A hands-on leadership style that fosters continuous learning and professional growth. She knows the German regulatory landscape inside out and gives her team the autonomy to own their investigations.

[DIVERSITY] At Qonto, we understand that true diversity isn’t just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick - who knows? You may have the missing piece of the puzzle we’ve been searching for all along.

[HIRING PROCESS DURATION] On average, our hiring process lasts 20 working days. More information on our candidate journey here

[DATA RETENTION] By applying, you agree that Qonto processes your personal data to assess your application. Your data is kept for up to 2 years in our candidate pool. Read our Privacy Notice for full details.

Quality

Completeness: 65%
Honesty: 90%

Based on 15 observation(s).

Timeline

  1. *
    #1320174 2026-10-13 13:10 UTC
    Published
  2. ~
    #1325368 2026-10-13 17:11 UTC
    Modified
    • Description
      Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at...->Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at...
    • Locations
      Barcelona, Spain->Belgrade, Serbia
    • Posted at
      2026-10-13 09:28 UTC->2026-10-13 14:16 UTC
  3. ~
    #1378769 2026-10-16 13:55 UTC
    Modified
    • Description
      Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at...->Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at...
    • Remote policy
      Not stated->Hybrid
  4. ~
    #1424368 2026-10-19 17:59 UTC
    Modified
    • Description
      Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at...->Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at...
  5. ~
    #1439674 2026-10-20 14:01 UTC
    Modified
    • Description
      Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at...->Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at...
    • Posted at
      2026-10-13 14:16 UTC->2026-10-20 11:00 UTC
  6. ~
    #1545608 2026-10-26 10:10 UTC
    Modified
    • Description
      Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at...->[OUR MISSION AND CUSTOMERS] We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking...
  7. ~
    #1548333 2026-10-26 14:11 UTC
    Modified
    • Description
      [OUR MISSION AND CUSTOMERS] We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking...->[OUR MISSION AND CUSTOMERS] We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking...
  8. ~
    #1594492 2026-10-28 18:16 UTC
    Modified
    • Description
      [OUR MISSION AND CUSTOMERS] We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking...->[OUR MISSION AND CUSTOMERS] We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking...
  9. ~
    #1606653 2026-10-29 10:17 UTC
    Modified
    • Description
      [OUR MISSION AND CUSTOMERS] We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking...->[OUR MISSION AND CUSTOMERS] We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking...
  10. o
    #1704258 2026-11-03 10:45 UTC
    Not seen
    Miss 1 in a row
  11. o
    #1707587 2026-11-03 14:46 UTC
    Not seen
    Miss 2 in a row
  12. o
    #1713929 2026-11-03 18:47 UTC
    Not seen
    Miss 3 in a row
  13. x
    #1713930 2026-11-03 18:47 UTC
    Closed
  14. ^
    #1782718 2026-11-06 18:54 UTC
    Reopened
  15. ~
    #1782719 2026-11-06 18:54 UTC
    Modified
    • Title
      Anti-Financial Crime Analyst - German Speaker 🇩🇪->Anti-Financial Crime Analyst - Dutch & German Speaker
    • Description
      [OUR MISSION AND CUSTOMERS] We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking...->Join us as an Anti-Financial Crime Analyst (DE) in our Amsterdam office to investigate and report suspicious activities, ensuring Qonto's...
    • Locations
      Belgrade, Serbia->Amsterdam, Netherlands
    • Posted at
      2026-10-20 11:00 UTC->2026-11-06 16:43 UTC