Credit Analyst

This is a remote position.

Apply only if you have prior experience inAustralian(not US, not India, not UK)mortgage finance(not accounting or any other field)broker(not banks)experience.

About Us

Expert Lending Pathways is a rapidly growing outsourcing company with a strong presence across India and Australia serving the Mortgage Finance industry.

About the role

Are you an experienced Credit Analyst ready to take the next step in your career? Join ELP as a Mortgage Broking Credit Analyst and play a key role in helping our clients achieve their home ownership dreams.

This is a unique opportunity to join a dynamic team where your expertise will directly support our brokers by conducting in-depth credit assessments and providing expert insights into mortgage applications.

Key Responsibilities

Conduct thorough credit and risk assessments on mortgage applications, ensuring compliance with internal policies and industry regulations

Liaise with brokers, clients, and lenders to gather required documentation and clarify application details

Analyze client financial data to calculate borrowing capacity in line with lender guidelines

Prepare detailed credit submissions and recommendations for loan approvals

Ensure compliance with all relevant banking, finance legislation, and regulatory frameworks

Stay current with changes in mortgage lending policies and industry regulations

Provide expert guidance to brokers on complex or self-employed applications

Identify opportunities to enhance and streamline credit analysis processes

Manage deadlines and prioritize tasks in a fast-paced environment

Requirements

What We’re Looking For - Minimum 2+ years of experience as a Credit Analyst in theAustralianmortgage sector(we will not consider applications that don't match this criteria)

- Strong understanding of credit assessment methodologies, credit reports, and mortgage lending policies

- Proven ability to interpret financial statements and assess self-employed borrower scenarios

- Proficient with credit and mortgage assessment tools/software

- Excellent analytical and problem-solving skills with a keen eye for detail

- Strong verbal and written communication skills, with confidence in presenting to stakeholders

- Self-motivated with the initiative to work independently and make informed recommendations

Benefits

What We Offer

Competitive salary package

Flexible working arrangements

Access to industry-leading technology and tools

Ongoing training, learning, and professional development opportunities

Supportive team environment with a strong focus on work-life balance

Be part of a fast-growing company making a real impact in the mortgage space

Originally posted on Himalayas