Product Manager - SME Digital Lending

We are scaling our SME Digital Lending direction and looking for a Product Manager who can own the product end-to-end and drive measurable growth from day one.

This role requires someone hands-on, data-driven, and commercially sharp — with real experience in building and scaling digital lending products for B2B / SME clients.

We expect first tangible outcomes within 6–8 weeks.

What You’ll Do

Own the SME Digital Lending product lifecycle end-to-end

Improve risk models, approval flows, and credit decision logic

Optimize acquisition and distribution channels

Drive portfolio growth while balancing risk and profitability

Prioritize based on data, unit economics, and business impact

Work closely with Risk, Data, Engineering, Operations, and Commercial teams

Adapt proven international lending practices to the Nigerian market

Requirements

4–7 years of Product Management experience

Strong background in digital lending for SME / B2B clients

Experience in international markets (Europe, LatAm, SEA, USA, UK, Russia, etc.)

Solid understanding of risk frameworks, scoring, underwriting, and portfolio metrics

Proven track record of scaling lending products

Strong stakeholder management skills

Highly data-driven decision-making approach

Fluent English

Benefits

Remote work from anywhere in the world

Performance bonus, 25+ paid vacations and day-offs, personal development plan

Purpose: shape the future of fintech in Nigeria with products that reach millions, backed by a competitive salary

Growth: thrive in a fast paced work environment with flexibility, collaboration, and access to cutting-edge tools

Join a diverse, inclusive team where all voices are valued, and professional growth is a priority.

Originally posted on Himalayas