Senior Director, Product Management (Card)

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

Affirm is building the next generation of consumer finance, and the Affirm Card sits at the center of that vision—blending debit, pay-over-time, and network-native experiences into a single product.

We’re looking for a Senior Director of Product to lead the Affirm Card and Card Platform—owning both the end-user experience, the business outcomes of every card product, and the underlying platform that powers card issuance, authorization, servicing, and partner integrations.

This is a pillar-level leadership role responsible for defining strategy, building a high-performing team, and delivering durable business outcomes across one of Affirm’s most strategic product areas.

What you’ll do

Own the Card domain end-to-end

Define and drive the multi-year vision for Affirm Card across consumer experience, growth, and economics, inclusive of new card products that complement the one we have in market today.

Lead the US direct to consumer card products (Affirm Cards, and in app virtual cards)

Oversee our Card Platform (authorization, ledgering, servicing, controls) which powers the D2C products both domestically and internationally, along with a number of merchant and partner integrations.

Translate company strategy into a coherent roadmap spanning multiple teams and systems

Build and scale a high-performing product organization

Manage and develop a team of PMs and PM leaders

Establish product standards, operating cadence, and decision frameworks

Build a durable org that delivers high-quality outcomes without direct involvement in every decision

Drive business outcomes at scale

Own GMV, engagement, unit economics, and credit outcomes for the Card domain

Shape investment strategy, tradeoffs, and resource allocation across multiple product areas

Partner with Finance and Credit to optimize profitability and risk

Lead platform strategy and execution

Drive platform capabilities that unlock velocity across Affirm (APIs, controls, servicing systems)

Partner deeply with Engineering to make cost vs. value tradeoffs at the system level

Ensure the Card Platform scales reliably across use cases, geographies, and partners

Operate as a cross-functional leader

Align senior stakeholders across Engineering, Design, Credit, Legal, Partnerships, and GTM

Build strong relationships with external partners (networks, processors, wallet providers)

Represent the Card domain in executive forums and company planning cycles

What we look for

Product leadership at scale

15+ years in product management, with experience leading multi-team product areas or platforms

Track record of owning large domains or business lines with meaningful financial impact

Org-building capability

Experience managing managers and building high-performing PM teams

Proven ability to create systems, processes, and culture that scale

Strategic and systems thinker

Ability to operate at portfolio-level altitude—connecting product decisions to company strategy

Strong judgment across second- and third-order tradeoffs, especially in complex systems

Platform + fintech depth

Experience in payments, cards, fintech, or adjacent infrastructure

Comfort working on both consumer-facing products and backend platforms

Execution and influence

Ability to drive alignment across senior stakeholders and functions

Strong product instincts paired with rigorous, data-driven decision-making

Why this role matters

Affirm Card is one of the fastest-growing parts of the business and a key driver of long-term differentiation. This role will shape:

How Affirm shows up every day in consumers’ wallets

How we blend debit, credit, and pay-over-time into one experience

The platform foundation that enables future financial products

Pay Grade - V

Equity Grade - 21

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $340,000 - $375,000

USA base pay range (all other U.S. states) per year: $305,000 - $340,000

#LI-Remote

Remote-first with flexibility built in

Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you

Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

Health coverage at no cost: We cover 100% of premiums for employees and their dependents.

Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.

Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.

Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

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