Staff Software Engineer, Liquidity Management (C#/.NET)

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

The mission, should you choose to accept it, is to pioneer and scale Ripple Treasury's liquidity platform into the future. If you enjoy solving complex business problems in a fast-paced, collaborative, and iterative environment this might be the right role for you!

We are seeking an innovative and forward-thinking Staff Software Developer passionate about building a world-class platform through a world-class team. Creating technical software excellence and spearheading application development in design, implementation, and maintenance to make magic happen.

About the Liquidity Management Team

The Liquidity Management team is at the forefront of a major modernization initiative, reimagining how enterprise treasury teams manage liquidity across a global landscape.

We're not just maintaining what exists — we're rebuilding from the ground up with a bold vision: a modern, intuitive user experience with fast, streamlined workflows that make complex treasury operations feel effortless; a cloud-native architecture built on the latest technologies, designed for scalability, resilience, and speed; and first-class support for both traditional fiat currencies and digital assets, positioning Ripple Treasury at the leading edge of where treasury is headed.

What You’ll Do – Be a Force Multiplier:

Technical Leadership & Architecture:

Drive architectural decisions for the platform, balancing scalability, maintainability, and rapid deployment goals

Establish technical standards and design patterns that enable the team to ship features faster with fewer defects

Lead technical design reviews and provide constructive feedback that elevates the team's architectural thinking

Identify and eliminate technical debt strategically, creating roadmaps that improve both developer velocity and system reliability

Team Enablement & Mentorship:

Mentor mid-level and senior engineers, helping them grow into technical leadership roles

Break down complex, ambiguous problems into actionable work that distributes effectively across the team

Establish coding standards, review practices, and testing strategies that improve overall code quality

Champion engineering methodologies including observability, incident response, and production excellence

Share your enthusiasm for tech trends, explore and learn new technologies, engage with tech communities, mentor fellow engineers, and lead in technical design and code evaluations

Enhance Agility:

Drive adoption of modern engineering practices that improve developer experience and productivity

Lead post-mortems and blameless retrospectives that turn incidents into learning opportunities

Strategic Technical Vision:

Anticipate future scalability challenges before they become blockers (e.g., handling 10x growth in transaction volume)

Evaluate emerging technologies and recommend when/how to adopt them (e.g., new ML frameworks, database technologies)

Balance technical excellence with pragmatic delivery, knowing when "good enough now" beats "perfect later"

Ownership & Accountability:

Own critical systems end-to-end, from design through production support

Take responsibility for production reliability and proactively prevent incidents

Step into ambiguous situations and drive them to resolution without needing explicit direction

Lead by example in code quality, documentation, and operational excellence

Make tough technical trade-off decisions and clearly communicate the reasoning

What You’ll Work On:

Core platform modernization — the team is rebuilding the platform from the ground up: a modern, intuitive UX with fast workflows, and a cloud-native architecture designed for scalability, resilience, and speed

Real-time cash/liquidity data pipelines — building systems that give treasury professionals real-time transparency into cash and liquidity positions across banks, accounts, currencies, and legal entities worldwide

Digital asset support — engineering first-class support for both traditional fiat currencies and digital assets as part of the platform's forward-looking vision

AI features — developing and optimizing machine learning models for the GSmart AI engine that predicts cash flows and enables businesses to balance accounts in real time while making complex funding decisions

Essential Knowledge / Experience:

Years & Scope:

8+ years of professional software engineering experience

3+ years working on complex, business-critical systems in production

Experience working on products with significant scale

Strong communication skills with experience working in cross functional projects

Track record of delivering projects that span multiple quarters and require coordination across teams

Technical Leadership:

Led technical designs that were implemented by teams of 3+ engineers

Made architectural decisions that had lasting impact on system capabilities

Established technical patterns that were adopted across the team

Cloud & Infrastructure:

Proficiency with at least one major cloud platform (preferably Azure)

Experience with containerization (Docker) and orchestration (Kubernetes)

Understanding of infrastructure as code and CI/CD pipeline design

Knowledge of observability: logging, metrics, tracing, and alerting strategies

Experience with microservices deployment patterns and service mesh concepts

Core Technologies:

Deep expertise with C#/.NET

Expert in relational databases (SQL Server ideally), including query optimization, indexing strategies, and data modeling

Deep experience in building large scale multi-tenant enterprise applications

Experience building and maintaining RESTful APIs and understanding when to use alternative patterns (GraphQL, gRPC, webhooks)

Deep knowledge in building applications using React, TypeScript, JavaScript, and related technologies

What You Will Get:

A high impact, high visibility role at a growing SaaS company that values personal growth, accountability, and the concept of “good work”

This is a great opportunity for someone who wants to make a big impact, work in a fast-paced and collaborative environment, and win as a team to scale a growing business

A culture of open collaboration and problem solving

An empowered role on the Engineering team, responsible for driving accurate financial result visibility

Great benefits, and culture

For positions that will be based in NY, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.

NY Annual Base Salary Range

$196,000—$245,000 USD

WHO WE ARE:

Do Your Best Work

The opportunity to build in a fast-paced start-up environment with experienced industry leaders

A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning.

Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.

In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.

Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team

We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!

Take Control of Your Finances

Competitive salary, bonuses, and equity

Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support

Employee giving match

Mobile phone stipend

Take Care of Yourself

R&R days so you can rest and recharge

Generous wellness reimbursement and weekly onsite & virtual programming

Generous vacation policy - work with your manager to take time off when you need it

Industry-leading parental leave policies. Family planning benefits.

Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events

Benefits listed above are for full-time employees.

Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.

Please find our UK/EU Applicant Privacy Notice and our California Applicant Privacy Notice for reference.